Posted by The Policy Settlement Alliance on Wed, Aug 11, 2010 @ 09:14 AM
By Donald Sonn, PhD
The life settlement association is made up of reputable members within the insurance industry that help promote integrity within the industry according to federal, state and local laws and regulations. Member companies must comply with government and public standards and are kept abreast of all the latest regulation within the business. Life settlements are financial instruments used to offset living expenses, improve the quality of life after retirement, pay for health care expenses and assisted living stays, purchase vacation homes and fund alternative financial planning products like annuities, long term care insurance and even replacement life insurance coverage. They are funded by selling existing life insurance policies by people age 65 and above in the secondary market.
Most consumers know little about the insurance industry or the policies they have in place. Any time they become more knowledgeable they are able to make better decisions for themselves and their families. Through their experience, a professional within the life settlement association can provide consumers information regarding their existing policies, or any new ones they are considering, making sure any transaction they make is not only ethical and with a reputable firm, but one that is most beneficial for their all their needs. It is a good idea to get an evaluation from a life settlement professional who is a member of a reputable life settlement association so that you can maximize your profits and get accurate information.
If you would like additional information on life settlements or life insurance policies please click on LIVEpdq at the top of the page
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Tue, Aug 10, 2010 @ 01:39 PM
By Rick S Cantville
The life settlement association is an association that consists of the top life settlement funders, brokers, and producers. It's main purpose is to be an information and other resources for the life settlement industry.
One association, Life Insurance Settlement Association, has been in existence since for over 10 years and is comprise of over 117 companies. The association is active with the regulations of life settlements of many states.
In addition to state regulations, a life settlement association encourages ethical practices of the members of the life settlement industry. Since settlements are viable financial tool, it is imperative that the persons that sell, broker or fund life settlements act in the best interest of the clients.
Although LISA is the largest national life settlement association, there are various states that have associations as well, such as California's Life Settlement Association (CALSA), which was formed in 2005 and is designed to promote and protect the life insurance interests in California.
Determine the value of your life insurance policy by visiting our online valuation tool LIVEpdq!
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Tue, Aug 10, 2010 @ 01:18 PM
By Ian F Smith
Look up the term life settlement association on line and you will find many different ones that pop up. The Life Insurance Settlement Association is the largest association in the industry, but there may be a new life settlement association starting in your state. A life settlement association is an organization aligned with a team of brokers, provider, and state regulators to further the life settlement industry. The integrity of protecting policy holders has established a longevity in which many have prevailed.
The goals of the associations are generally to promote the life settlement industry and helping clients reach their goals. The key to financial freedom lies just moments away. The thought of financial security and peace of mind is rarely achieved by many. We all have dreams with agendas but lack a foundation for support. A life settlement might help you fill that void.
It is unfortunate that many are completely unaware of the assistance available to them. The premiums that continuously linger and the fear of premature deaths or even instability of the tax laws that can have a tremendous affect on coverage’s are huge concerns for many. Let us raise your comfort level and see where you stand, a free policy evaluation awaits by clicking our LIVEpdq link now. Don't let another moment pass you by.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Sun, Aug 08, 2010 @ 12:13 PM
By Edward E Leisher
The Life Settlement Association works with the life settlement industry to help advance their growth while still keeping the reliability and good standing within the industry. Over a hundred companies currently hold memberships all over the United States. The Life Settlement Association counts service providers, financiers, providers and brokers as members. Additionally, these members collaborate to keep the life settlement market competitive, therefore ensuring the best offers are presented to clients for their life policies.
Additionally, the Life Settlement Association actively participates in the regulation and supports new legislation in the industry on both a state and local level. The association promotes education of both its members and individuals considering entering into a life settlement transaction. A code of ethics on their website illustrates the expected manner in which their members and other industry leaders are to conduct business in the life insurance settlement market. Please visit LIVEpdq for more information on the life settlement industry.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Fri, Aug 06, 2010 @ 11:15 AM
By Scott J. Dressel
The most popular life settlement association is known by the acronym LISA which stands for Life Insurance Settlement Association. This life settlement association was the original advocate within the life insurance settlement industry for both the agent (the intermediary between the seller and the buyer aka funder) as well as for the seller of unwanted individual life insurance. Since LISA, the founding life settlement association, a number of states have developed or implemented the same bylaws and ethics that LISA has implemented to their members for the life settlement brokers who do business within their jurisdiction. For a consumer who is looking to sell an unwanted individual life insurance policy dealing with a member firm of a life settlement firm to facilitate the transaction is paramount. For the typical seller of a life insurance contract the transaction is more than likely the one time they will conduct one. For an individual to get a free policy review to investigate what their unwanted life insurance may be worth they can visit our LIVEpdq link for a free quote.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Thu, Aug 05, 2010 @ 11:20 PM
By Amie M Wirth
The life settlement association, otherwise known as the Life Insurance Settlement Association, is an organization that is based out to Florida that works with life settlement brokers, providers and state regulators to further the life settlement industry.
The life settlement association has been around for a number of years and has been able to help the industry grow and change into what it is today. As the organization has changed so has its membership. Many who were members of the life settlement association are no longer members due to the high costs and the downturn in the economy.
The life settlement association or life insurance settlement association will be a part of the industry for years to come, but they are not a part of selling individuals life insurance policies. If you are looking to participate in a life settlement for any reason click our LIVEpdq link today for a free no obligation policy review.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Tue, Aug 03, 2010 @ 03:54 PM
By: Joseph W. Horner
The life settlement association also known as the Life Insurance Settlement Association (LISA) is oldest and largest organization in the world representing participants in the settlement industry. The association has over 130 members across all 50 states, Puerto Rico and the US Virgin Islands. Their members include settlement brokers, providers, financing entities and service providers to the settlement industry.
Since it’s inception in 1995 the mission of the life settlement association has been to promote a competitive settlement marketplace by promoting and holding their members to a standard of development, integrity and reputation.
The life settlement association has also been a leader in promoting responsible regulation and legislation for the settlement industry. The settlement association members and staff have been significant contributors of conceptual as well as detailed language to laws that govern the industry in all of the regulated states. This has helped to improve the publics awareness as well as opinion of the life settlement industry, which in turn has helped create a more competitive marketplace for these consumers.
To learn more about the life settlements click on the LIVEpdq link now.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Sat, Jul 31, 2010 @ 11:04 AM
By Paul K Arbo
First let's define a life settlement, then we can review what a life settlement association is and how it benefits participants. A life settlement involves the sale of an existing life insurance policy to a third party for cash. The third party buyer pays the seller more money than the policy's cash value, and in exchange for the cash and the assumption of the obligation to pay future premiums the buyer receives the death benefit. As you can imagine, when the life settlement industry began it was like the Wild Wild West - there was no sheriff in town trying to keep law and order. Then along came the idea of a life settlement association. Vendors in the life settlement industry aligned together to form a life settlement association to try to bring stability and consistency to how the market transacts business. The beneficiaries of the association and its work to help regulate market dynamics are the sellers and the buyers who are involved in this billion dollar industry. By bringing competition together to develop fair market values for the purchase of life insurance policies a settlement association promotes capitalism at its best, and in a free market all of the honest participants benefit. To find out more about the potential value of a life insurance policy sold in a settlement transaction involving reputable members of a settlement association please complete a quick survey here: LIVEpdq
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Wed, Jul 28, 2010 @ 09:31 AM
By Stephen A. Bailey
Life settlement association is now for the protection of seniors. CALSA (California Life settlement Association); LISA (Life Insurance settlement association); ELSA (European Life Settlement Association) and more associations are now in place to protect the interests of the elderly. When I first came into the life insurance business, long before viaticals and policy settlements were being done, my manager told me: "no matter what you do in this business, just remember that the client always comes first". I've never forgotten. And this is why we are rapidly developing associations for the interest of the client.
Life settlement association meetings are constantly striving to make the industry of policy settlement, more transparent (as opposed to opaque). A senior wanting to market his policy, needs to understand on his level, just what occurs in the sale of a policy. Life insurance advocates who only believe that their life insurance policies should not be sold (like I used to think), do need to understand that the two parts of this business actually go hand in hand.
A life settlement association is there to protect the client. The business of selling policies, just for the sake of selling policies is not a reputable endeavor, either for the insured or the broker. A life insurance policy should always be taken out for the need of Income Replacement, Taxes, or retirement. Selling the policy is only when those needs change and the client needs money for additional income. the associations are here to protect that transaction. For more information please click on LIVEpdq.
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.
Posted by The Policy Settlement Alliance on Tue, Jul 27, 2010 @ 01:01 PM
By Timothy A McQueen
The key life settlement association known as LISA (Life Insurance Settlement Association) has released a report for the year 2009. The report describes 2009 as a “landmark” year due to Federal and State regulation. 24 new laws were passed in 21 states for the year sweeping the country. Two huge markets opened to the settlement industry, California and New York. This life settlement association sees this as good news because life settlements continue to hold its place in the financial market as a legitimate option.
Although the growth and regulation is a positive, the life settlement association or LISA sees the industry becoming more complex with time. A 2010 conference is scheduled to address the newly shaped and growing industry.
The conference is said to gather the leading experts and legal minds in the industry to discuss the future of life settlements.
Click the LIVEpdq link for a free life settlement evaluation today!
Note: Blog posts reflect the opinion of the author, which may differ from the opinion of policysettlement.com.